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Author: Governance Docs

Governance Docs LLC

Valid-AI-ted explained

Valid-AI-ted: The AI-Scored STAR Level 1 Explained (2026 Guide)

Governance Docs19th September 2026

Valid-AI-ted: CSA's AI-scored STAR Level 1 — $595 for up to 10 attempts, free to members, feedback and…
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STAR Level 1 explained

STAR Level 1: The Clear Guide to the CSA Self-Assessment (2026)

Governance Docs19th September 2026

STAR Level 1: the free CSA self-assessment behind ~2,479 of 2,765 registry listings, the CAIQ v4.1 submission version,…
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CCPA penalties explained

CCPA Penalties: The 4 Fine Channels and 2025 Amounts Explained

Governance Docs19th September 2026

CCPA penalties: $2,663 / $7,988 per violation, $107–$799 per consumer for breaches, $200/day Delete Act fines, no cure…
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California Delete Act explained

California Delete Act: The Complete Guide to DROP in 2026

Governance Docs19th September 2026

California Delete Act (SB 362): who is a data broker, the $6,000 registration, DROP's 45-day cycle since 1…
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CCPA vs GDPR explained

CCPA vs GDPR: 8 Clear Differences Explained for 2026

Governance Docs19th September 2026

CCPA vs GDPR: thresholds vs universal scope, opt-out vs lawful basis, rights, risk assessments vs DPIAs, service providers…
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CCPA cybersecurity audit explained

CCPA Cybersecurity Audit: Who Must File and When (2028–2030)

Governance Docs19th September 2026

CCPA cybersecurity audit under Article 9: the §7120 trigger, first reports 1 Apr 2028/2029/2030, auditor independence, 18 components,…
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CCPA risk assessment explained

CCPA Risk Assessment: 9 Essential Elements and 3 Deadlines (2026)

Governance Docs19th September 2026

CCPA risk assessment under Article 10: the triggers, the 9 elements of §7152, the 31 Dec 2027 deadline…
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capital buffers explained

Capital Buffers: CCB, CCyB and G-SIB Surcharges Explained (2026)

Governance Docs19th September 2026

Capital buffers under Basel III: the 2.5% conservation buffer, 0–2.5% countercyclical buffer, G-SIB surcharges of 1–3.5%, the conservation…
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Pillar 3 disclosure explained

Pillar 3 Disclosure: The Essential Basel DIS Templates Guide

Governance Docs19th September 2026

Pillar 3 disclosure under the Basel DIS standard: scope and principles, template families from KM1 to LIQ2, frequency,…
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ILAAP explained

ILAAP: The 7 Essential ECB Principles and 6 Building Blocks

Governance Docs19th September 2026

ILAAP under Article 86 CRD and the ECB's 2018 guide: 7 principles, 6 building blocks, normative and economic…
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LCR vs NSFR explained

LCR vs NSFR: 7 Clear Differences Between the Basel Ratios

Governance Docs19th September 2026

LCR vs NSFR: 30-day stress buffer vs one-year funding structure, HQLA and run-off factors vs ASF and RSF,…
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Basel III endgame explained

Basel III Endgame: Where the US Final Rule Stands in 2026

Governance Docs19th September 2026

Basel III endgame: the July 2023 proposal, the 19 March 2026 re-proposal (3 NPRs, comments closed 18 June…
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